Landlord Today12 August 2026
One Airbnb booking can leave a London landlord uninsured — and in breach of mortgage or lease terms
A single paid short let can fall outside a standard home or landlord policy if the insurer was not told or the wording excludes paying guests. In London, the risk goes beyond a refused claim: one booking can also trigger mortgage breaches, lease problems and the capital’s 90-night short-let limit. The fix is straightforward but time-sensitive — check the policy, get written insurer and lender consent, and use specialist cover where needed.
Airbnb insurance London landlordsshort-let insurance UKLondon 90-night rule
High risk