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Rentals & Sales
Property Reporter30 April 2026

How a £926k Flexible Development Finance Facility Can Transform Your Complex Build Project

Avamore Capital's £926,000 ground-up development facility offers London landlords a flexible financing solution featuring a unique day-one advance. This adaptable finance helps manage evolving costs and tight cash flows, enabling efficient capital recycling and smoother delivery of complex projects.

development financeflexible financeday-one advanceLondon landlordsground-up projectscapital recycling
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How a £926k Flexible Development Finance Facility Can Transform Your Complex Build Project

Understanding the New Flexible Development Finance Facility

Avamore Capital has launched a £926,000 ground-up development finance facility tailored for landlords managing complex build projects. What makes this facility stand out is its flexibility and a day-one advance feature, allowing borrowers to refinance completed works immediately and redeploy capital seamlessly.

This is especially valuable in London’s competitive and costly property market, where project costs often evolve and cash flow can be tight.

Why This Matters for London Landlords

Private landlords—whether developing single units, operating HMOs, or managing larger portfolios—commonly face liquidity challenges during development phases. Traditional financing often releases funds only upon completed milestones, potentially stalling progress if cash is tied up.

With the day-one advance, you can access funds earlier to refinance completed parts, freeing capital to maintain project momentum and reduce costly delays.

Practical Benefits Across Your Development

  • Finance: Easily manage unexpected cost overruns without needing immediate refinancing negotiations.
  • Compliance: Keep planning and building control deadlines on track, avoiding penalties.
  • Operations: Ensure timely payments to suppliers and labor for smooth scheduling.
  • Tenant Relations: Quicker completions lead to earlier handovers and rental income, reducing void periods.

Recommended Actions for Landlords

  1. Review Your Current Financing: Assess if your existing loans allow cost flexibility and early refinancing.
  2. Explore Flexible Finance Options: Consult lenders like Avamore Capital who offer day-one advance features.
  3. Seek Expert Advice: Engage financial advisors experienced with landlord development finance.
  4. Plan Cash Flow Prudently: Use flexible facilities to smooth peaks and troughs in funding needs.

Tailoring to Your Landlord Profile

  • Single-Unit Developers: Accelerate capital recycling to start new projects sooner.
  • HMO Operators: Efficiently manage multiple refurbishments simultaneously.
  • Portfolio Landlords: Dynamically allocate capital across developments for optimal returns.
  • Accidental Landlords: Mitigate risks with adaptable terms that evolve with project needs.

Next Steps

  • Schedule a finance review this month to identify funding gaps.
  • Request proposals from lenders offering flexible development finance.
  • Incorporate flexible finance options into your project plans and cash flow forecasts.

How Rentals & Sales Can Support You

Our team provides portfolio reviews, compliance audits, and tailored pricing strategies to help maximise your development successes. We also connect you with trusted financial advisors specialising in flexible development finance to ensure your projects are well-funded and compliant.


Disclaimer: This article is for informational purposes only and does not constitute financial advice. Please consult qualified professionals before making development finance decisions.

This article is general information, not legal or financial advice. Rules can change and may apply differently to each property. Check the dated source and seek appropriate professional advice before acting.

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